Mesothelioma Financial Assistance

Mesothelioma financial assistance is often essential for patients facing the illness. Treatment can cost over $400,000 in the first year, which most families cannot afford. Mesothelioma treatment financial assistance may be available through mesothelioma insurance claims, benefits from the Department of Veterans Affairs (VA), asbestos trust funds, and mesothelioma settlements.

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Mesothelioma Treatment Financial Assistance

Mesothelioma treatment options can extend a patient’s life for months and even years, but treatment can be extremely expensive.

On average, patients may expect to pay over $400,000 in their first year of mesothelioma treatment.

Some of the major costs of mesothelioma diagnosis and treatment include:

  • Time in the hospital
  • Clinic visits
  • Medicines
  • Imaging tests
  • Biopsies
  • Surgeries and procedures
  • Chemotherapy and radiation
  • Home health services
  • Services of doctors and other medical professionals

Since mesothelioma is so rare, specialized treatment may only be found far from a patient’s home.

Secondary costs that patients and families may not have planned for include:

  • Travel to and from doctors and specialists
  • Accommodations
  • Lost income
  • Interest on loans

To avoid potential financial disaster, it is urgent that patients seek mesothelioma financial assistance without delay.

Mesothelioma Insurance Claims

Mesothelioma patients should do all possible to have and keep an insurance plan that covers cancer treatments. There should be no gaps in coverage, as this could lead to substantial out-of-pocket costs.

However, filing mesothelioma insurance claims can be difficult for patients to manage, and understanding the complicated terms and procedures can be overwhelming.

It can also be distressing to deal with the tremendous amount of paperwork and mail that mesothelioma insurance claims can bring.

It is extremely important to note, health insurance companies use a prior authorization system to confirm that a drug, service, or procedure is necessary before it is done. In turn, if something is done before a health insurance plan approves it, the patient could be responsible for the full cost.

It is critical that patients keep a careful record of medical bills, insurance claims, and payments. These will be invaluable if disputes or errors in billing arise.

The American Cancer Society offers the following helpful tips:

  • Do not allow gaps in health insurance
  • Pay premiums and other costs in full and by their due dates
  • Whenever possible, call the insurance company to make sure planned surgeries, procedures, or treatments do not require prior authorization
  • Request a caseworker or social worker to help if finances are limited
  • Send bills in for reimbursement as you receive them

These tips may sound easier said than done when faced with such a devastating diagnosis as mesothelioma. It may feel impossible to stay on top of the amount of work that mesothelioma insurance claims can create — but with careful organization, it can become manageable.

Some steps mesothelioma patients and their loved ones can take include:

  • Assign one person to be record-keeper
  • Identify what is tax-deductible
  • Keep originals of the records regarding what is tax-deductible

Patients and families should also keep copies of all paperwork, including:

  • Letters of medical necessity
  • Explanations of benefits (EOBs)
  • Bills
  • Receipts
  • Requests for sick leave or FMLA
  • Travel, meals, and lodging expenses
  • Prescription records
  • Insurance company correspondence

Mesothelioma VA Benefits

Since U.S. Veterans are at high risk for developing mesothelioma due to exposure to asbestos during military service, mesothelioma financial assistance may be available.

There are various types of mesothelioma VA benefits that veterans may be able to access. However, it is important to know whether the patient’s mesothelioma was caused by asbestos exposure while they were in the military.

Some types of mesothelioma VA benefits that may be available include:

  • Disability compensation
  • Health care
  • VA Dependency and Indemnity Compensation (VA DIC)
  • Pension
  • Special Monthly Compensation (SMC)
  • Medical treatment
  • Clinical trials

Mesothelioma Trust Funds

The only known cause of mesothelioma is exposure to asbestos. After scientific research began linking the two, companies that made asbestos-containing products filed for bankruptcy and established what is known as asbestos trust funds.

Over $30 Billion has been set aside in asbestos trust funds to compensate victims of asbestos-related diseases, and people who developed mesothelioma may have access to a portion of this money from an.

Accessing an asbestos trust fund is an important way to get mesothelioma financial assistance. Victims of asbestos exposure should not have to suffer financial devastation when they rightly deserve these funds.

To receive compensation from an asbestos trust fund, a person will need to file a claim. A mesothelioma lawyer can help navigate the claim process.

Those who may be entitled to compensation include:

  • Victims
  • Family members
  • Victims of secondhand asbestos exposure

Some of the eligibility requirements for accessing asbestos trust funds include:

  • A confirmed diagnosis
  • The proven connection between a company’s asbestos-containing product(s) and the illness
  •  Evidence that the death of an asbestos victim had a significant impact on a family’s well-being

There are several steps involved in accessing money from an asbestos trust fund:

  1. File the claim: To file a claim, a person must know which company to file with.
  2. Claim review: After the claim is filed, a board of trustees reviews it in one of two ways. In an expedited review, claims can be reviewed faster if medical history and asbestos exposure meet specific criteria. In an individual review, a person’s background is investigated in more detail.
  3. Claim liquidation: In this step, claims are given an amount of money the asbestos trust fund will pay out.
  4. Payment: Once an offer is made and accepted, the victim is paid.
Access Asbestos Trust Funds

Compensation for treatment, loss of income, and other damages is available through asbestos trust funds.

Find Out If You Qualify

Mesothelioma Settlements

Because mesothelioma is almost always caused by asbestos exposure, mesothelioma financial assistance through legal action is likely to be available.

Mesothelioma settlements are the result of legal cases between a mesothelioma patient and the company linked to the asbestos exposure that caused the patient’s disease.

Settlements do not involve bringing the case before a judge or jury. Most mesothelioma lawsuits end in settlements because a link between the disease and exposure to asbestos is oftentimes clear-cut.

Mesothelioma settlements allow victims and their loved ones to save time and get financial compensation quicker. This type of mesothelioma financial assistance can be preferable since the disease is so aggressive, and time can sadly be limited.

The settlement money can be used while undergoing treatment for mesothelioma, providing tremendous relief to families facing the devastating illness.

Mesothelioma Financial Help Resources

Though money may be available, seeking mesothelioma financial assistance can be tricky and feel overwhelming. Additionally, in some cases, patients are not entitled to mesothelioma financial assistance.

Organizations that may be able to help connect mesothelioma patients with financial support include:

  • American Cancer Society
  • Cancer Care
  • National Cancer Institute
  • Cancer Financial Assistance Coalition
  • American Society of Clinical Oncology
  • Pacific Meso Center
  • Cancer Support Community
  • Cancer Research Institute
  • Mesothelioma Applied Research Foundation
  • Cancer and Careers
  • CanCare
  • Mesothelioma Prognosis Network

To find out if you or a loved one is entitled to mesothelioma financial assistance to access money desperately needed for treatment, contact us now.

Our Justice Support Team is available 24/7 to answer your questions and help you get the mesothelioma financial assistance you deserve.

Mesothelioma Support Team
Stephanie KiddWritten by:

Editor-in-Chief

Stephanie Kidd works tirelessly as a dedicated advocate for the vulnerable and underrepresented. Stephanie worked as a copywriter for an agency whose focus was communicating safety procedures on construction work sites. With her extensive background in victim advocacy and a dedication to seeing justice done, Stephanie works hard to ensure that all online content is reliable, truthful and helpful.

View 5 Sources
  1. American Cancer Society. “Programs and Resources to Help with Cancer Related Expenses.” Retrieved from https://www.cancer.org/treatment/finding-and-paying-for-treatment/understanding-financial-and-legal-matters/managing-costs/programs-and-resources-to-help-with-cancer-related-expenses.html. Accessed on January 24, 2020.
  2. Cancer Action Network. “The Costs of Cancer. Addressing Patient Costs.” Retrieved from https://www.fightcancer.org/sites/default/files/Costs%20of%20Cancer%20-%20Final%20Web.pdf. Accessed on January 24, 2020.
  3. Mayo Clinic. “Mesothelioma. Diagnosis & Treatment.” Retrieved from https://www.mayoclinic.org/diseases-conditions/mesothelioma/diagnosis-treatment/drc-20375028. Accessed on January 24, 2020.
  4. National Center for Biotechnology Information. “Costs for Medical Care for Mesothelioma.” Retrieved from https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6637828/. Accessed on January 24, 2020.
  5. United States Government Accountability Office. (September 2011). Asbestos Injury Compensation: The Role and Administration of Asbestos Trusts. Retrieved from: http://www.gao.gov/assets/590/585380.pdf.
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